Private Mortgages are an important segment in real estate lending for a variety of reasons. Banks are very eager to fund mortgages within very rigid guidelines. Thousands of mortgage applications do not fall within those guidelines.  Private investors, on the other hand, are very eager to place money in these types of loans, which do not fit into institutional lending guidelines but which make good business sense for the borrower as well as providing good return and collateral for the lender.

Since 1989 Ottawa-Carleton Mortgage has been bringing borrowers and private lenders together. We manage a large private mortgage fund and can approve and fund private mortgages quickly. Our staff is very experienced in processing private mortgage proposals and you will know quickly if your application can be approved.  Ottawa-Carleton Mortgage can arrange private mortgages on both 1st and 2nd residential and commercial properties. Some examples are:

  • Unique properties such as vacant land, garages, restaurants and bars
  • All types of commercial property including commercial condominiums
  • Recent Bankruptcy or Credit Proposals
  • Power of Sale or Foreclosure on your property
  • Construction Mortgages both residential and commercial
  • Refinance for Debt Consolidation
  • Property or Personal Tax Arrears
  • Interim Financing
  • Tax arrears personal or property

If we like your property we can usually approve your mortgage application. CALL today to find out more... 613 563-5099


Find out how you can get the best mortgage:


TermOur Discounted Rates
6 Month Conv 6.44%
1 Year 5.89%
2 Year 4.99%
3 Year 4.99%
4 Year 4.64%
5 Year 4.49%*
6 Year 5.74%
7 Year 5.84%
10 Year


18 Year N/A
25 Year N/A
Fully Open Variable N/A
5 Year Variable 5.80%
Rates subject to change.

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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We work with the following Lenders

VERICO Financial Group logo CFRA logo Better Business Bureau logo